Your own health system's virtual care
If you have a regular hospital or clinic group, check its app or patient portal first. Many run virtual visits linked to your own records, and several of K Health's partners offer 24/7 virtual primary care built with K Health. What you pay depends on your insurance.
Best for: anyone who wants a virtual doctor who can see their records and refer them locally.
1. PlushCare: the closest match to K Health's membership
PlushCare offers virtual primary and urgent care in all 50 states and D.C., with same-day or next-day appointments and 24/7 messaging with your care team. Membership is $19.99 a month, with the first month free. With in-network insurance you also pay your copay, which PlushCare says is $30 or less for most patients; without insurance, a first visit is $129.
Watch for: the membership and the visit fee are separate. Best for: people who want an ongoing online primary care doctor.
2. One Medical: a yearly membership with 24/7 video care
One Medical, part of Amazon, charges $99 a year for membership. Its site says membership includes messaging a provider at any time and 24/7 video visits for quick concerns, nationwide.
Watch for: check what your insurance covers for visits beyond quick concerns. Best for: people who want round-the-clock access for a fixed yearly price.
3. Teladoc Health: pay per visit, no membership
Teladoc Health offers 24/7 urgent care online. Without insurance, an urgent care visit is $89, shown before you book. Teladoc says its primary care isn't available for self-pay.
Watch for: no self-pay primary care. Best for: an occasional urgent visit without a subscription.
4. MDLIVE: urgent care that may be covered by your plan
MDLIVE offers 24/7 urgent care for $0 to $89 depending on your insurance, with the price shown before the visit. Primary care is available with some insurance plans.
Watch for: check your coverage in the app before booking. Best for: people whose insurer partners with MDLIVE.
5. Ada: a free, structured symptom check
Ada asks you questions one at a time and gives you a report of possible causes and what level of care to seek. It is free, works in 7 languages and is a CE-marked medical device in the EU. There are no doctors in the app.
Best for: a careful symptom check before deciding whether to book a visit. See our Saluvo vs Ada comparison.
6. Saluvo: AI health answers in your own language
Saluvo lets you describe what you feel in your own words, in 80+ languages. Warning signs are checked first, then you get a plain answer and which kind of doctor to see and how soon. There are no doctors: it can't prescribe, diagnose or write a note. There's more below.
Best for: understanding symptoms or a lab report before a visit, especially outside the US.
One more free option: many insurers and health systems run a 24/7 nurse line. The number is often on your insurance card or your health system's website.